Some of us are kind of more worried about the here and now rather than looking at how much money our future investments will pull in. The Living-Paycheck-to-Paycheck Budget Spreadsheet You’ll also be able to use this free budget template to estimate future spending and income with stunning visual graphs and charts, which can be a huge boon to your financial planning efforts. Prefer Excel? Reddit also has templates for the Microsoft program, including t h is one by Reddit user WhiskeySauer.
Estimate Future Spending with this Excel Template We suggest brushing up on your pivot table skills before attempting everyday use. You’ll be able to input your debts and assets to quickly and easily see what your overall financial picture looks like in this very moment. This Google Sheet allows you to budget your income and expenses but has a heavy emphasis on net worth calculations. If you’ve used Quicken for budgeting in the past, but don’t want to keep up with the fees, Reddit user Zacce has created a great substitution with almost 10,000 upvotes. It comes complete with countdown calculators and a back door sheet to easily input all your data. The Sheet has over 10,000 upvotes and is one of the most popular on Reddit. She used to be one of those people herself, but after practicing on budgeting apps and asking for input from people who were good at the whole money thing, she created a worksheet that made the process easy for her. Reddit user Celesmeh created this great budget spreadsheet for people who feel intimidated by budgeting.
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The Budgeting Spreadsheet for People Who Don’t Know How to Budget
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But with the app, all your data is easily viewable whether you’re working on a PC or a mobile device. This is a huge value-add, as most spreadsheets are clunky to view on your phone. Expenses and income are easy to log, and you have separate tabs for all the bells and whistles like current account balances, net worth, reports across specific spending categories, trend reports, and more.Īspire Budgeting is so popular that it even has its own mobile app. You can use this worksheet for any budgeting goal you may have. When the money is out for that category, the idea is that you must stop all spending in that category for the month. This Google Sheet is built around the philosophy of envelope budgeting, where you set aside a certain amount of money for each budgeting category.
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